Claremore, Oklahoma · Rogers County
RKC Financials and Insurance Services is an independent insurance brokerage in Claremore. We run like a standard agency — a full office in town, most everything handled over the phone — but as brokers we quote your coverage across many carriers instead of one. Our specialty is commercial trucking insurance, and we handle the rest of the picture too: auto, home, life, business, retirement plans and investing — for clients in 40+ states.
Tell us what you need. We follow up by phone with real numbers — no obligation, no pressure.
What we do
Most agencies handle one or the other. Insurance protects what you have already built. Financial products decide whether it keeps working for you in twenty years. We think those belong on the same table.
Our specialty. Primary liability, physical damage, motor truck cargo, non-trucking liability and general liability for owner-operators and small fleets — quoted across carriers that actually want trucking business, with the filings and certificates handled.
Trucking coverageLiability, full coverage, uninsured motorist, roadside and rental. Commuters running Highway 20 and the Turner Turnpike into Tulsa, teen drivers, work trucks and the second vehicle that barely leaves the driveway.
Auto coverageHomeowners, renters, manufactured homes, rental property and acreage. Written for hail and wind country, with a dwelling limit that reflects what rebuilding actually costs today.
Property coverageTerm for the mortgage-and-children years, permanent coverage for what comes after, and final expense policies sized honestly against what a funeral actually costs in Oklahoma.
Life optionsRetirement plans, annuities, rollovers of an old 401(k) and income planning for the years ahead — turning what you have saved into income you cannot outlive.
Retirement planningBuilding toward retirement, a child’s education or simply the next chapter, with options explained plainly and matched to how much risk you actually want to carry.
Investing optionsGeneral liability, commercial property, tools and equipment, commercial auto and certificates of insurance for the contractors, shops and small storefronts around Claremore and the Port of Catoosa.
Business coverageBarns, shops and equipment on a few acres, hobby farms and the house that sits on them — written so an outbuilding or a tractor is not a surprise gap at claim time.
Acreage coverageSide-by-sides, boats on Oologah and Claremore Lake, travel trailers and motorhomes, plus umbrella liability sitting on top of all of it.
Specialty coverageIndependent broker
We are a brokerage, not a one-company agency. Your coverage gets shopped across many carriers — including the names you already know — and you see the options side by side.
Carrier availability varies by product, state and eligibility. Carrier names are trademarks of their respective owners.
How we work
We keep a full office in Claremore and we run the way a good insurance agency should: most everything is handled over the phone, paperwork moves by email and e-signature, and when a situation calls for it we sit down with you — in the office or out at your location.
The difference is what we can quote. As an independent broker we work with many carriers, so instead of fitting you into one company’s products we shop the market and show you the options side by side — for a pickup, a house, a fleet of trucks, or a retirement plan.
How we do it is not complicated: this agency is built on integrity and faith. Integrity means the number we quote is the number that holds up at renewal, and the coverage we recommend is the coverage we would put on our own family. Faith means treating people the way we would want to be treated when something has gone wrong.
Send over every declarations page you can find. Most people discover at least one of these:
Cost of the review: nothing. Call (580) 471-5506 and pick a time.
The process
From first call to coverage in force, here is the whole thing.
Call, text or send the form. What you own, who depends on you, and what keeps you up at night.
Real numbers at more than one limit and deductible, so you can see what the money actually buys.
Usually right over the phone; in the office or on-site when it makes sense. Line by line, every question answered before anything is signed.
Documents same day where possible, then a review each year and any time life changes.
Where we work
The office is in Claremore, but the book is not. We write coverage for clients in 40+ states — which matters most for trucking, where an authority rarely stays inside one state line.
Close to home, Rogers County is a genuinely mixed market: established neighborhoods in Claremore, fast-growing subdivisions toward Verdigris and Owasso, industrial work around the Port of Catoosa, and a great deal of acreage in between. The right policy for a quarter-acre lot in town is not the right policy for five acres with a shop building out toward Inola, and neither is right for a contractor running trucks every day. We write all three — and we write them well past the county line.
Those are the towns we know best — but licensing runs to 40+ states and most of our work happens over the phone anyway. Wherever you are, call and we will tell you straight whether we can write it.
Questions we hear a lot
Yes — it is our specialty. We work with owner-operators and small fleets on primary liability, physical damage, motor truck cargo, non-trucking liability and general liability, and because we are a broker we quote it across carriers that specialize in trucking rather than forcing one company’s appetite onto your operation.
Nobody can answer that honestly without your details, and you should be skeptical of any site that tries. Auto premiums turn on drivers, vehicles, history, limits and deductibles. Home premiums turn on rebuild cost, roof age, construction and claims history. What we can promise is a real quote, usually same day, with the assumptions written down so you can compare it fairly against what you have now.
No. We have a full office in Claremore and you are welcome there, but most of our clients never need to visit — quotes, applications and signatures all happen by phone, email and e-signature, the same way a standard insurance agency works. If you would rather sit down in person, or need us to come out to your location, we can arrange that too.
A property and casualty agency stops at protecting things you own. We also work on the money side: life insurance sized to real obligations, final expense, annuities and retirement income, and business planning. Those decisions interact — how much life insurance you need depends on what you have saved, and what you can afford to save depends on what your premiums cost. Handling both at once produces better answers than handling each in isolation.
Yes, and we do it constantly. Send or hand over your declarations pages and we will read them with you. Sometimes the honest answer is that what you have is solid and priced well, and we will say so. A review that ends in "keep what you have" is still worth the hour.
One call, a few questions, and a quote you can actually compare. Serving Claremore, Verdigris, Catoosa, Inola, Oologah, Chelsea and the rest of Rogers County.